Life Insurance from Insurance Central

  
Life Insurance from Insurance Central
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UK Life Insurance

Life Cover, Term Life, Whole Life, Accident Cover, Over 50's Insurance and more. It's all at Insurance Central!

Drewberry Life Insurance

   Life Insurance With Profits

Life Insurance With-profits

With-profits fund is a pooled investment. This is where the money you pay in is pooled with other premiums and invested by the insurer in a wide range of assets. These will sometimes include stocks and shares, bonds, property, government bonds and also cash.

The investment return your policy pays is them smoothed and you are sheltered from the extreme variations of direct investment. The investment growth that is achieved by the with-profits fund is then paid to you as regular and final bonuses and then added to your life insurance policy.

Once all bonuses have been added, they cannot normally be taken away. Growth and bonuses cannot be usually guaranteed in advance but your bonuses will add to your sum insured, bringing a good investment return over the years of your life insurance policy.

The with-profits endowment policy is also a means of regular long-term saving with a minimum of risk and the potential for a good return. It can smooth out fluctuations in the value of investments, but there is no guarantee of the final (maturity) value of the policy.

With-profits bonds are usually another way of investing in with-profits funds by paying a single insurance premium.

Click here for information on an Engage Mutual - With Profits Savings Bond

 

 

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